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Installment sales are subject to the store's approval and a written contract

Cash or installments

Everything your home needs, with terms you can read

Pay the cash price now, or ask for a plan — the store shows you the total, the down payment and every installment before you sign.

Phones · Screens · Appliances · Furniture · Cash price on every product

Just in

New on the shelf

All products

Installments

From the shelf to your home

A request is not a purchase: nothing is agreed until you have read every term and signed.

  1. 1

    Choose

    Pick the product at its cash price.

  2. 2

    Ask

    Send a request. It commits you to nothing.

  3. 3

    Review

    The store reviews it against its own policy, and may ask for documents.

  4. 4

    Read and sign

    If approved, you see the total, the down payment and every installment first.

  5. 5

    Take it home

    Pay the down payment and receive the product.

Before anything else

See the whole plan before you sign

Tell the store what you want. It answers with the total, the down payment and each installment — or tells you it cannot.

Ask for a plan

Asked before buying

Answer these in your store's own words, and keep them the same as your contract.

Ask for installments
How is my installment worked out?

Write how your store builds a plan: what sets the down payment, the number of installments and how often they fall due, and any fee — or say that there is none.

What will I need?

List the documents your store asks for, exactly as your credit policy does.

Can I pay early?

Write your store's rule for paying a contract off early, as your contract states it.

What if I cannot pay an installment on time?

Write how a customer should contact you, and what your contract provides. Keep it to what the contract and the law allow.